There are few things in this life that most people truly need more than insurance. All it takes is one illness, a car crash, or a natural disaster to completely change a person’s life for the worse. The best way to avoid losing everything if one of these awful, but often inescapable, events happens in your life or the life of a close family member if to make sure that you have the best insurance you can afford. Here are a few important facts you need to know before looking at home insurance quotes online, contacting an insurance agent to compare renters insurance rates, or checking out instant auto insurance quotes online.
Did you know that, in the United States, the average driver will make an accident claim once every 17.9 years? This is one of the reasons that a lot of people get the cheapest insurance they can find, and then call it a day. It is only when something catastrophic happens that they wise up and find a more substantial policy while they pick up the pieces. Investing before something terrible happens is always going to be the bets course of action.
In spite of the fact that it is illegal to drive a car when you are not holding insurance, an estimated 16 percent of drivers in the United States are currently uninsured. Not only is this dangerous and more than likely costly for the people without insurance in the case of a crash, it can end up costing you extra money as well. The states that you are least likely to run across an uninsured driver are Massachusetts, North Carolina, Hawaii, Alaska and Oregon.The reason for this is that they are the top 5 least expensive states for car insurance in the United States. Women are also less likely to be uninsured because of the fact that, in the United States, women have a tendency to have lower car insurance premiums than men.
In the United States, the homeowners insurance industry, even when you factor in the home insurance quotes online that are available these days, is worth an estimated 70 billion dollars.
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